• M. BABY
• Dr. Pramodini Magh Rengma
• M. Thianes Mary

Perception of Husband towards spouse availing Microcredit as a member of Self Help Group has changed significantly. Family head feels towards SHG's means economic awareness the SHG's have increased self-confidence and enabled rural poor woman for organized family and improved family relationship. Micro-credit may be a critical antipoverty tool, a wise investment in human capital. When the poorest especially women receive credit, they become economic actors with power to enhance not only their own lives, but during a widening circle of impact, the lives of their families, their communities and their relations. Microfinance initiatives in recent times within the sort of Self Help Group-Bank Linkage form has performed impressively in terms of extending financial help to the poor people living at the bottom strata of the society. This study will figure out the Perception of Husband towards spouse availing Microcredit as a member of Self Help Group. Husbands of the SHG members in Pallipet and Poonamallee taluk, Thiruvallur district of Tamil Nadu participated in this Interview. This study used interview scheduled to gather data. Findings indicate that husband perception towards spouse have significant impact that husband feels His spouse joining the SHG gives the benefits of Leadership quality and respect than other benefits of access to credit, expects his spouse to build social and personal development as a member of SHG, appreciate their spouse’s efforts through the decision that they make to borrow money for business purposes via Microcredit. It clearly indicated that every member of the family takes part in the income that comes through Microcredit into the family and husband and wife greatly benefit through empowerment of Microfinance.

Microcredit, Perception, Self Help Group, Husband, Spouse

"PERCEPTION OF HUSBAND TOWARDS SPOUSE AVAILING MICROCREDIT AS A MEMBER OF SELF HELP GROUP", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.9, Issue 7, page no.f16-f24, July-2022, Available :http://www.jetir.org/papers/JETIR2207503.pdf

"PERCEPTION OF HUSBAND TOWARDS SPOUSE AVAILING MICROCREDIT AS A MEMBER OF SELF HELP GROUP", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.9, Issue 7, page no. ppf16-f24, July-2022, Available at : http://www.jetir.org/papers/JETIR2207503.pdf