• G. DEEPIKA
• Prof. K. RAJI REDDY

Asset Liability Management (ALM) is significant for the banking industry due to improved importance of managing the asset liability mix. ALM helps to evaluate the risks and manage the risks by taking appropriate actions. It is required to understand the asset liability management process and different strategies that are helpful for the banks to manage the risks. This study is beneficial for develop knowledge on the asset liability management functions, process, and its effect in the financial performance of public and private sector commercial banks. This study focuses on select public sector banks of State Bank of India (SBI) and Punjab National Bank (PNB) and private sector banks of Industrial Credit and Investment Corporation of India (ICICI) Bank and Housing Development Finance Corporation (HDFC) Bank assets and liabilities management. For this purpose, the assets and liabilities are classified according to its nature and type. These banks are working efficiently in the present competitive financial market.

Assets Liability Management, RBI, Bank loans and Deposits.

"Assets-Liabilities Management in Banking Industry - A Comparative Study of Select Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.9, Issue 10, page no.e153-e168, October-2022, Available :http://www.jetir.org/papers/JETIR2210422.pdf

"Assets-Liabilities Management in Banking Industry - A Comparative Study of Select Banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.9, Issue 10, page no. ppe153-e168, October-2022, Available at : http://www.jetir.org/papers/JETIR2210422.pdf