• SHARANYA S
• VISHRUTH VIDYADHAR PRASAD

Financial literacy is the capacity to make wise financial decisions by having a thorough understanding of financial concepts. Developing financial literacy is done through financial education. The Indian IT sectors that which contributes to country’s GDP. Investments with savings are important for accelerating the economic growth and enriching India. By understanding of savings and investing of IT workers is goal of this particular study. IT workers have alternative perspective to invest in the specific possibilities and they spent their savings in the safer manner and in the possible way. However, the risk tolerance is different form each person. Their investing of goals likewise vary, ranging from the stability of finances to the additional income, etc. This paper identify the reasons that is responsible for adults rising in investment activity. I have used secondary data to conduct the study. The paper also examines the behavioural variables which is impacting investment decisions among the IT employees that is used an organised survey to examine Investing practices of the IT sector.

Financial literacy, Savings, Economic growth, IT workers, Risk tolerance, GDP contribution.

"“A study of Financial Literacy & Investment Behaviour in IT sector”", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 9, page no.f661-f667, September-2023, Available :http://www.jetir.org/papers/JETIR2309581.pdf

"“A study of Financial Literacy & Investment Behaviour in IT sector”", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 9, page no. ppf661-f667, September-2023, Available at : http://www.jetir.org/papers/JETIR2309581.pdf